How to Buy & Sell a House in Zimbabwe

Buying or selling a house is one of the biggest financial transactions you can make. The process is handled by legal professionals to ensure ownership is transferred correctly and securely.

For the Seller: The Selling Process

1. Engage an Estate Agent: While optional, a registered estate agent will market your property, arrange viewings, and negotiate offers on your behalf.
2. Set a Price: Get a professional valuation to determine a fair market price for your house.
3. Accept an Offer: Once you accept an offer, the process moves to the legal professionals.
4. Appoint a Conveyancer: The seller typically appoints the conveyancer who will handle the legal transfer work.
5. Capital Gains Tax: The conveyancer will apply to ZIMRA on your behalf for a Capital Gains Tax Clearance Certificate. The property cannot be transferred without this.

For the Buyer: The Buying Process

1. Get Finances in Order: If you need a mortgage, get pre-approved by a bank so you know your budget.
2. Due Diligence: Before making an offer, verify the Title Deed at the Deeds Office and check for unpaid bills with the local council.
3. Property Inspection: It is highly advisable to hire a professional to inspect the property for any structural defects, pests, or other issues.
4. Make an Offer: Make a formal offer, usually through the estate agent. This leads to the drafting of the Agreement of Sale.
5. Sign the Agreement: Once you have signed the Agreement of Sale and your financing is secure, the conveyancer begins the transfer process. You will pay the purchase price into the conveyancer's trust account.